Toronto, imagine waking up tomorrow morning $90 million richer.

No more checking your bank account before ordering Uber Eats. No more complaining about grocery prices. And definitely no more stressing about Toronto rent.

With tonight’s Lotto Max jackpot advertised at a staggering $90 million, someone could be about to experience the ultimate lifestyle upgrade.

And while most of us would probably start by paying off the mortgage, helping out our families and booking a vacation somewhere warm, we couldn’t help but wonder: What exactly could $90 million buy you in Toronto?

Turns out, quite a lot.

1. Buy Your Dream Mansion in the Bridle Path

Forget looking at condos on Realtor.ca.

With $90 million, you could start shopping in Toronto’s famous Bridle Path neighbourhood, home to some of Canada’s most extravagant properties.

We’re talking massive estates, indoor swimming pools, private theatres, basketball courts and garages bigger than most Toronto apartments.

You could even have enough money left over to buy a few properties for the family.

2. Become Everyone’s Favourite Cousin

Let’s be serious. If you’re Latino and win $90 million, your family WhatsApp group is about to become VERY active.

Cousins you haven’t spoken to since 2014 will suddenly remember your birthday.

But imagine giving 50 family members $100,000 each.

That’s $5 million spent, and you’d still have $85 million.

Just be prepared for the family reunions to get a whole lot bigger.

3. Never Pay Toronto Rent Again

With that kind of money, you wouldn’t just escape Toronto’s rental market. You could become a landlord yourself.

Imagine purchasing 20 condos at an average of $750,000 each.

That’s $15 million in real estate, leaving you with $75 million before closing costs and other expenses.

You could house your entire family, build a rental portfolio or finally stop hearing your friends complain about their landlords.

4. Buy a Lamborghini for Every Day of the Week

Why have one luxury car when you can have seven?

A Lamborghini on Monday, Ferrari on Tuesday, Rolls-Royce on Wednesday and maybe a Porsche for grocery shopping.

Even if your seven-car collection averaged $500,000 per vehicle, that’s only $3.5 million.

The bigger problem? Finding seven parking spots in downtown Toronto.

5. Throw the Biggest Latin Party Toronto Has Ever Seen

Now we’re talking.

Imagine renting a massive Toronto venue and bringing in Bad Bunny, Karol G, Shakira, J Balvin and Romeo Santos for one unforgettable Latin music celebration.

Free admission. Free food. Thousands of people dancing.

Would $90 million cover that dream lineup? Depending on artist availability, production and fees, it might make for one spectacular party.

And yes, we’d absolutely be there.

6. Take 100 Friends on an All-Expenses-Paid Vacation

Forget planning a group trip where half the people never send their deposits.

You’re paying for everyone.

Take 100 friends and family members to Punta Cana, Cartagena, Cancún or Costa Rica.

At $10,000 per person, that’s a $1-million vacation.

You’d still have $89 million.

And for once, nobody gets to complain about the price.

7. Eat at Toronto’s Best Restaurants Without Looking at the Bill

Imagine spending $1,000 every single day dining out in Toronto.

Steakhouses, sushi, Italian restaurants, rooftop patios, bottle service and whatever else you’re craving.

At that rate, it would take almost 247 years to spend $90 million.

That’s a lot of dinners.

8. Retire Immediately — and Never Look Back

Here’s where things get interesting.

If you invested $90 million and earned a hypothetical 4% annual return, that would generate $3.6 million per year before taxes and fees.

That’s approximately $300,000 per month.

Without needing to work a single day.

Of course, investment returns aren’t guaranteed, but you get the idea.

You could spend more than most people earn in a year, every single month, and potentially preserve your fortune.

9. Give Back to Toronto’s Latino Community

Imagine what even a small portion of that jackpot could accomplish.

You could fund scholarships for Latino students, support Latin-owned businesses, help newcomers settle in Canada or create a major annual Latin cultural festival.

A $5-million community fund could make a meaningful difference for generations.

And you’d still have $85 million.

10. Or Just Keep Living the Same Life… With $90 Million in the Bank

Maybe you’d keep your house. Keep your car. Keep going to your favourite neighbourhood restaurants.

Except now, every time someone asks you what you do for a living, you could simply say:

“Nothing. I won Lotto Max.”

Not a bad answer.

So, Toronto, What’s the First Thing You’re Buying?

A mansion? A Ferrari? A vacation for the entire family? Or are you disappearing to a beach somewhere and never answering your phone again?

One thing is certain: $90 million can change a life, but it can also change an entire family’s future.

And if tonight happens to be your lucky night, just remember who gave you all these ideas.

Toronto, what would YOU do with $90 million?